Privacy Policy

Prex Markets ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the pUSD platform and related services (the "Platform").

1. Information We Collect

1.1. Information You Provide

Account Information:

• Email address
• Username
• Password (encrypted)
• Profile information

Identity Verification (KYC):

• Full legal name
• Date of birth
• Government-issued ID documents
• Proof of address
• Photographs or selfies

Financial Information:

• Wallet addresses
• Transaction history on our Platform
• Redemption requests

Communications:

• Support tickets and correspondence
• Feedback and survey responses

1.2. Information Collected Automatically

Device and Usage Information:

• IP address
• Browser type and version
• Operating system
• Device identifiers
• Pages visited and features used
• Time and date of access
• Referral URLs

Cookies and Tracking:

• Session cookies
• Persistent cookies
• Analytics cookies
• See Section 6 for more details

1.3. Information from Third Parties

• Blockchain data (public transaction records)
• Identity verification service providers
• Analytics providers
• Fraud prevention services

2. How We Use Your Information

We use collected information for:

2.1. Platform Operations

• Creating and managing your account
• Processing pUSD earnings and redemptions
• Executing trades and transactions
• Providing customer support

2.2. Legal Compliance

• Know Your Customer (KYC) verification
• Anti-Money Laundering (AML) compliance
• Fraud prevention and detection
• Responding to legal requests

2.3. Communication

• Service announcements
• Security alerts
• Marketing communications (with consent)
• Responding to inquiries

2.4. Improvement

• Analyzing usage patterns
• Developing new features
• Improving user experience
• Conducting research

2.5. Security

• Protecting against unauthorized access
• Detecting and preventing fraud
• Enforcing our Terms of Service

3. How We Share Your Information

3.1. Service Providers

We share information with trusted third parties who assist in operating the Platform:

• Cloud hosting providers
• Identity verification services
• Analytics providers
• Customer support tools
• Payment processors

3.2. Legal Requirements

We may disclose information when required by:

• Law, regulation, or legal process
• Government or regulatory requests
• Protection of our rights or property
• Emergency situations involving safety

3.3. Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

3.4. With Your Consent

We may share information with third parties when you explicitly consent.

3.5. Aggregated Data

We may share anonymized, aggregated data that cannot identify you.

4. Data Retention

4.1. Retention Periods

We retain your information for:

• Account data: Duration of your account plus 7 years
• Transaction records: 7 years (regulatory requirement)
• KYC documents: 7 years after account closure
• Communications: 3 years
• Analytics data: 2 years

4.2. Deletion

Upon request, we will delete your personal information unless:

• Required to retain for legal compliance
• Necessary to resolve disputes
• Required for legitimate business purposes

5. Data Security

5.1. Security Measures

We implement industry-standard security measures:

• Encryption in transit (TLS/SSL)
• Encryption at rest (AES-256)
• Access controls and authentication
• Regular security audits
• Employee training

5.2. Your Responsibilities

You are responsible for:

• Maintaining password confidentiality
• Using secure devices and networks
• Reporting suspicious activity immediately

5.3. Breach Notification

In the event of a data breach affecting your personal information, we will notify you and relevant authorities as required by applicable law.

6. Cookies and Tracking Technologies

6.1. Types of Cookies

Essential Cookies: Required for Platform functionality

• Authentication
• Security
• Session management

Analytics Cookies: Help us understand usage

• Page views
• Feature usage
• Performance metrics

Preference Cookies: Remember your settings

• Language preferences
• Display preferences

6.2. Cookie Management

You can control cookies through:

• Browser settings
• Our cookie consent banner
• Opt-out links for specific providers

Note: Disabling essential cookies may impair Platform functionality.

6.3. Do Not Track

We currently do not respond to "Do Not Track" browser signals. However, you can manage your privacy preferences through the cookie settings described above.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access your personal data
• Correct inaccurate data
• Delete your data (subject to legal requirements)
• Export your data in a portable format
• Object to processing of your data
• Restrict processing of your data
• Withdraw consent at any time
• Opt out of marketing communications

To exercise any of these rights, please contact us at privacy@pusd.finance.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place, including standard contractual clauses and other legal mechanisms, to protect your data during such transfers.

9. Children's Privacy

The Platform is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child, we will take steps to delete such information promptly.

10. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes via email or Platform notification. Your continued use of the Platform after any changes constitutes acceptance of the updated Privacy Policy.

11. Contact Us